Professional Liability

Protect your business from the risk of litigation.


Professional Liability Insurance

What is professional liability insurance?

Also known as errors and omissions insurance, it’s coverage that protects your business from legal actions based on the professional services you provide. Your business may be at risk for:

  • Breach of contract
  • Negligence
  • Misrepresentation
  • Wrongful business practices
  • Conflict of interest

What professions could benefit from professional liability insurance?

Physicians and attorneys are often required to purchase professional liability insurance, but other professions can benefit from its coverage, like:

  • Architects & designers
  • Engineers
  • Accountants & bookkeepers
  • Investment consultants
  • Marketing & advertising professionals
  • Technology consultants

Professional liability insurance provides coverage for legal costs, settlements and penalties related to these charges. Kelly Miller Insurance Associates works with the top professional liability carriers in the country to find you the best policy to protect your business from risks like these.

If you already have professional liability insurance, it’s not enough to assume you have the right protection if your business has gone through changes recently. When your policy renews each year, take a moment to talk to your insurance specialist to ensure that you have the coverage you need. Factors that affect that your policy include changes in what services you offer and how you serve your customers.

Does general liability offer the same coverage as professional liability insurance?

No. General liability insurance only covers property damage and bodily injury.

How can you avoid professional liability litigation?

Be clear about the services you and your partners offer your customers. Avoid conflicts of interest with your customers and disclose any potential conflicts in contracts. Use specific language about the responsibilities of your company and your customers in contracts. Ensure that your employees and contractors abide by the contract language. Take any complaints from customers seriously.

Contact a Kelly Miller Insurance broker to get started.

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