It’s more than just a house, it’s your home – a place of memories and treasured belongings. Your Kelly Miller Insurance agent will help you determine the best policy to protect all the things you care about in your home. Your homeowners policy can cover damage to your house and the belongings inside from hail, lightning, wind, falling trees, weight of ice or snow, fire, theft, and more, and it can also cover lawsuits against you or injuries sustained by others in your home.
Who needs homeowners insurance?
If you own a home, whether it’s your primary residence, a rental property, or a vacation home, you need homeowners insurance. If you own a condo or townhouse, we can help you with condo insurance. Renting a home? We’ll set you up with renters insurance. Send us a message and we’ll help you find the right policy.
What does homeowners insurance cover?
Your homeowners policy can insure your home and other buildings on your property. If your home is damaged by fire, wind, and most weather events, your policy can pay to repair or rebuild your home with like materials. (Flooding from a body of water isn’t covered by homeowners insurance – we can also help you with a flood insurance policy.) If you have to relocate while your house is being rebuilt, your homeowners insurance can cover the loss of use.
Your belongings on your property can be protected by your homeowners insurance. If you have items that have a high replacement value, you’ll want to consider additional coverage for those possessions. Let us know your personal needs and we’ll be happy to help.
Your homeowners policy may even protect you from lawsuits when someone is injured on your property or if your family members are responsible for damaging someone else’s property.
Because we work with a wide variety of insurers, we can find you the coverage that’s best for you at a competitive price.