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Umbrella Insurance Extends Your Protection

Umbrella insurance can offer you peace of mind by covering your expenses when your auto, homeowners, or other policies reach their limits.

How does umbrella insurance work?

Let’s look at an example. If you have a pool in your backyard and a child is injured using your pool, your homeowners policy will cover the child’s medical expenses and any liability you face as the pool owner. But once your homeowners insurance limit is reached and no more benefits are available, umbrella insurance kicks in and covers the remaining costs.

Umbrella insurance can also protect you in at-fault auto accidents once your auto policy limit is reached, and umbrella insurance can supplement your liability policy on any rental properties you own.

Other ways umbrella insurance can protect you:

  • If your dog hurts another person
  • A visitor hurts himself in your home
  • If you’re sued for libel or slander

Umbrella insurance is more affordable than you might think. Request a quote and we’ll find you great coverage at a great price.

To learn more about umbrella insurance, contact Kelly Miller Insurance Associates at (916) 652-3100 or email info@kellymillerinsurance.com.

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