Is My Jewelry Protected By My Homeowners Policy?
Your homeowners or renters policy may not cover the full value of your jewelry, so if you have a valuable piece, it’s wise to purchase jewelry insurance. The good news is that jewelry insurance is affordable – the annual premium is typically a small percentage of the value of the piece.
Here’s what jewelry insurance covers:
- Damage – losing a stone, breaking a chain, or denting precious metal
- Theft – whether it’s stolen from your home or elsewhere
- Disappearance – if you misplace it or it disappears while you’re on vacation
Jewelry insurance doesn’t cover normal wear and tear.
Contact us for a quote on insuring your precious jewelry.
Want to know more about insuring your jewelry? Contact Kelly Miller Insurance Associates at (916) 652-3100 or email firstname.lastname@example.org.