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Is My Jewelry Protected By My Homeowners Policy?

Your homeowners or renters policy may not cover the full value of your jewelry, so if you have a valuable piece, it’s wise to purchase jewelry insurance. The good news is that jewelry insurance is affordable – the annual premium is typically a small percentage of the value of the piece.

Here’s what jewelry insurance covers:

  • Damage – losing a stone, breaking a chain, or denting precious metal
  • Theft – whether it’s stolen from your home or elsewhere
  • Disappearance – if you misplace it or it disappears while you’re on vacation

Jewelry insurance doesn’t cover normal wear and tear.

Contact us for a quote on insuring your precious jewelry.

Want to know more about insuring your jewelry? Contact Kelly Miller Insurance Associates at (916) 652-3100 or email info@kellymillerinsurance.com.

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